Welcome to boutiqueInsurance.com and lowpriceinsurance.com ("Site" or "Sites"). By using these Sites, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any of these Terms of Service, please do not use these Sites. boutiqueInsurance.com owns
both Sites and reserves the right to update or change these Terms of Service ("Agreement") at any time and for any reason, without notice. By
continuing to use the Sites, you agree to be bound by any such revisions and should therefore periodically visit and print the latest version of this
Agreement for your records. For your information, the date of the last update to this Agreement is posted at the top of this page.
THIS AGREEMENT INCLUDES:
- Electronic Agreement to Contract
- Third Party Web Sites & Links
- Registration
- Intellectual Property
- Rules of Conduct
- User Materials License
- Digital Millennium Copyright Act
- No Warranty
- Limitation of Liability
- General Legal Provisions
1. ELECTRONIC AGREEMENT TO CONTRACT
You agree that this electronic Terms of Service Agreement, combined with your accessing and using either Site has the same legal force and effect as
a written contract with your written signature and satisfies any laws that require a writing or signature. You agree not to challenge the validity,
enforceability, or admissibility of this Agreement on the grounds that it was electronically transmitted or authorized. In addition, you acknowledge that
you have had the opportunity to print this Agreement. Print
2. THIRD PARTY SITES LINKS
Both Sites contain links to third party web sites ("Third Party Sites"). We do not endorse and has no control over the content on Third Party Sites. We make no warranties or representations about the content of, any products or services offered by, or the intellectual property compliance of, such Third
Party Sites. You further acknowledge and agree that we are not responsible or liable, either directly or indirectly, for any damage or loss caused or
alleged to be caused by or in connection with Third Party Sites. Please take the time to read the privacy and security policies of these Third Party Sites.
3. REGISTRATION
Certain portions of the Sites may include services for which you must register to use the Sites. Please refer to our Privacy Policy for information about how we collect or use and stores user information.
4. INTELLECTUAL PROPERTY
Ownership. The Sites include copyrights, trademarks, trade dress, service marks, logos, domain names, and other proprietary materials including, but not limited to, text, information, data, artwork, video, audio, images, graphics and software (collectively, the "Content"). We, and its affiliates and thirdparty content providers own all right, title and interest in and to the Content. You acknowledge and agree that the Content and Sites are protected by copyrights, trademarks, service marks, patents and other proprietary rights and laws. Except for the limited rights and licenses granted herein, nothing
in this Agreement confers to you, whether by implication, estoppel or otherwise, any license, title, or ownership of or to the Sites and/or Content.
Limited License. Subject to this Agreement, grants you a limited right and license to use, on one personal computer, the content, materials, features, services, software and technology on this Site (collectively the "Content") solely for your personal, non-commercial use. No other use of the Content is authorized.
Restrictions. Except as expressly provided herein, you shall not: (i) use any portion of the Sites, or any other intellectual property of lowpriceinsurance.com or boutiqueinsurance.com, on any other web site, in the source code of any other web site, or in any other printed or electronic
materials; (ii)modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute or otherwise use any of the Site's
content or frame this Site within any other web site, without our prior written permission; (iii) reverse engineer, reverse assemble, decompile or
otherwise attempt to discover any source code of the Sites and/or the Content. lowpriceinsurance.com or boutiqueinsurance.com reserves the right to
block your use of the Sites and cancel any memberships or subscriptions for violation of any of these rules.
5. RULES OF CONDUCT
The Sites may include areas that allow end-users to participate in forums such as chat rooms and message boards. We adopted the following rules of
conduct in order to assure that end-users who participate in these forums do so in a lawful and appropriate manner. All information, email, text,
graphics, software, messages or other materials ("User Materials"), whether publicly posted, or privately submitted, by end-users are the sole
responsibility of the sender. You are solely responsible for any User Materials that you upload, transmit post, send, email or otherwise make available
via the Site. Lowpriceinsurance.com or boutiqueinsurance.com is not liable for any User Materials or for any errors or omissions in User Materials or for
any loss or damage incurred as a result of the use of any User Materials made available on the Site. We may, but is not obligated to, monitor User
Material and reserves the right, in its sole discretion, to block, refuse or remove any User Material from the Sites without notice.
The following conduct is prohibited on, or in connection with, the Sites:
- sending unlawful, harassing, abusive or threatening messages;
- sending obscene or pornographic messages or images;
- sending hateful, defamatory or libelous messages;
- transmitting any information that may harm minors;
- transmitting any communication or User Materials that you do not have a right to under a contractual or fiduciary relationship, that infringes a third party intellectual property right or violates a proprietary right of any third party;
- sending viruses or other harmful, disruptive, or destructive files;
- attempting to steal passwords or credit card information;
- sending messages in furtherance of unlawful, criminal or fraudulent activity;
- attempting to conceal or misrepresent the identity of the sender;
- forging headers or otherwise manipulating identifiers in order to disguise the origin of a message;
- sending any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes" or any other form of solicitation;
- deleting any legal notices, disclaimers or proprietary notices;
- disrupting the normal flow of dialogue, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;
- interfering or disrupting Site servers or networks or any servers or networks connected to either Site; or
- Violating any local, state, federal or international law.
LOWPRICEINSURANCE.COM OR BOUTIQUEINSURANCE.com RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO DISCLOSE TO THIRD PARTIES, INCLUDING LAW ENFORCEMENT AUTHORITIES, RELEVANT INFORMATION ABOUT A COMMUNICATION, INCLUDING, BUT NOT LIMITED TO, THE SENDERS NAME, ACCOUNT INFORMATION, MEMBER AND COOKIE NUMBERS, TRANSMISSION DATA, PAST AND SUBSEQUENT SERVICE USE, AND ANY OTHER INFORMATION DEEMED NECESSARY BY ICOM TO ADDRESS PAST VIOLATIONS OF THIS AGREEMENT AND/OR TO PREVENT FUTURE VIOLATIONS. THESE DISCLOSURES MAY BE MADE WITH OR WITHOUT PRIOR NOTICE TO SENDER. BY USING THE SITES, YOU IRREVOCABLY CONSENT TO SUCH DISCLOSURES.
6. USER MATERIALS LICENSE
By transmitting, posting, emailing, uploading or otherwise making User Materials available on or via the Sites, you represent and warrant to
lowpriceinsurance.com or boutiqueinsurance.com that you have all right, title and interest in and to such User Materials and grant
lowpriceinsurance.com or boutiqueinsurance.com a perpetual, irrevocable, world-wide, royalty free, right and license to use the User Materials in
connection with the Sites and our services.
7. DIGITAL MILLENNIUM COPYRIGHT ACT
Pursuant to Title 17, United States Code, Section 512(c) (2), notifications of claimed copyright infringement should be sent to lowpriceinsurance.com or boutiqueinsurance.com Designated Agent.
THE FOLLOWING INFORMATION IS PROVIDED EXCLUSIVELY FOR NOTIFYING THE DESIGNATED AGENT THAT YOUR COPYRIGHTED
USER MATERIAL MAY HAVE BEEN INFRINGED. ALL OTHER INQUIRIES (e.g., REQUESTS FOR TECHNICAL ASSISTANCE OR CUSTOMER
SERVICE, REPORTS OF EMAIL ABUSE), WILL NOT RECEIVE A RESPONSE THROUGH THIS PROCESS.
Written notification ("Notification") must be submitted to the following Designated Agent:
| Name of Agent Designated to Receive Notification Of Claimed Infringement: | Jaykob M Ara |
| Full Address of Designated Agent to Which Notification Should be Sent: | 6268 Beach Blvd, Buena Park CA 90621 |
| Telephone Number of Designated Agent: | 714-651-4118 x1000 |
| Facsimile Number of Designated Agent: | 310-999-6529 |
| Email Address of Designated Agent: | probind@pacbell.net |
- An electronic or physical signature of the owner or of the person authorized to act on behalf of the owner of the copyright interest;
- A description of the copyrighted work that you claim has been infringed, and a description of the infringing activity, including information about where the material which you claim is infringing is located on the Site sufficient to allow us to locate the material;
- Identification of the location where the original or an authorized copy of the copyrighted work exists, for example the URL of the website where it is posted or the name of the book in which it has been published;
- your address, telephone number, and e-mail address;
- A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
- A statement by you made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
8. NO WARRANTY
YOUR USE OF EITHER SITE IS AT YOUR SOLE RISK. NEITHER ICOM NOR ANY OF ITS EMPLOYEES, AFFILIATES, AGENTS, THIRD-PARTY
CONTENT PROVIDERS, OR SUPPLIERS WARRANTS THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE; NOR DOES ICOM MAKE
ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF EITHER SITE OR AS TO THE ACCURACY, RELIABILITY,
COMPLETENESS, OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH EITHER SITE.
9. LIMITATION OF LIABILITY
LOWPRICEINSURANCE.COM OR BOUTIQUEINSURANCE.COM SHALL NOT BE LIABLE FOR ANY INJURY OR LOSS, CLAIM OR DAMAGE,
NOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND, WHETHER BASED IN CONTRACT, TORT OR
STRICT LIABILITY OR OTHERWISE, WHICH ARISES OUT OF OR IN ANY WAY CONNECTED WITH (i) THE USE OR PERFORMANCE OF
EITHER SITE; (ii) THE DELAY OR INABILITY TO USE EITHER SITE; (iii) THE PROVISION OF OR FAILURE TO PROVIDE ANY INFORMATION
AND SERVICES CONTAINED ON OR MADE AVAILABLE THROUGH A SITE (iv) THE INABILITY TO ACCESS OR USE EITHER SITE OR FROM
YOUR RELIANCE ON ANY CONTENT AND/OR INFORMATION PROVIDED ON EITHER SITE, OR ON THIRD PARTY SITES LINKED TO FROM A
SITE, EVEN IF ICOM HAS BEEN ADVISED OF THE POSSIBILITIES OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR
LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
10. GENERAL LEGAL PROVISIONS
Reservation of Rights. lowpriceinsurance.com or boutiqueinsurance.com reserves the right to deny or block access to either Site to anyone at anytime and to terminate this Agreement at anytime without notice, in its sole discretion.
Termination. At any time and without prior notice, lowpriceinsurance.com or boutiqueinsurance.com may immediately terminate your access to either Site for: (1) breach of this Agreement; (2) requests by law enforcement or other government agencies; (3) discontinuance or material modification to a
Site (or any part thereof); and/or (4) unexpected technical or security issues or problems. You agree that termination for cause is at sole discretion and
is not liable to you or any third party for termination of your access to either Site. You agree that any account you set up with will be terminated upon
your death.
Indemnification. You agree to defend, indemnify and hold lowpriceinsurance.com or boutiqueinsurance.com, its affiliates and their respective employees, directors, partners, contractors, officers, trustees, and other third parties assisting in the operation of either Site, harmless from and against
all claims, liabilities and expenses (including attorneys' fees) that may arise from your use of either Site, any accounts set up in connection with the
Site, User Materials, violation of the rights of others and/or breach of this Agreement.
Applicable Law and Jurisdiction. The Sites are controlled and operated by boutiqueInsurance.com, from its offices in Buena Park CA. This Terms of Service agreement is governed and controlled by the laws of the State of California. By accessing, and/or using either Site you accept this Agreement
and agree that all matters arising from or relating to the use and operation of a Site will be heard and resolved in the courts of Orange County, CA. In
addition, you consent to personal jurisdiction of such courts, stipulate to the fairness and convenience of proceeding in such courts, and covenant not
to assert any objection to proceeding in such courts. A printed version of this Agreement with respect to either Site and of any notice given in electronic
form is admissible in judicial and administrative proceedings.
International Use. Neither lowpriceinsurance.com or boutiqueinsurance.com nor its Affiliates make any representation that the Sites and Content are appropriate or available for use in locations outside the United States. Those who choose to access the Sites from other locations are responsible for
compliance with any applicable local laws and any applicable laws regarding the transmission of technical data exported from the United States of the
country in which you reside.
Contact lowpriceinsurance.com or boutiqueinsurance.com If you have any questions or comments regarding either Site, this Agreement and/or our Privacy Policy please send an e-mail to Customer Support at main@boutiqueinsurance.com or call 1-800-720-0313 or write boutiqueInsurance.com
LLC, Corporate Headquarters, Customer Support, 6268 Beach Blvd Buena Park CA 90621.
Registered Seller of Insurance. Boutiqueinsurance.com or Lowpriceinsurance.com and Probind Insurance Services, LLC., , are registered as agents licensed to offer automobile insurance in each of the state of California : Department of Insurance License # 0D01805
